The goal of filing Chapter 7 bankruptcy is the possibility of having some or all of your debts discharged. When a debt is discharged, it is essentially wiped away and you never have to repay it. However, there are certain debts and obligations that can never be discharged in a Chapter 7 bankruptcy.
In general, the following kinds of debt cannot be discharged:
All debts that you didn’t list on your bankruptcy petition will not be discharged;
- Criminal fines and debts: All court fees and court-ordered judgments related to any criminal activity cannot be discharged — neither are any judgments or debts incurred as a result of personal injury or death to others caused by your own negligence or criminal activity;
- Student Loans: Although there is a general policy not to discharge student loan debt, in some very rare circumstances, student loans can be discharged, particularly if a hardship condition exists;
- Taxes: Most tax debt cannot be discharged in bankruptcy. However, if you meet the following requirements your tax debt may be discharged:
- The taxes are income taxes. Taxes othe
