Tag Archives: Credit Card

What to Do If You Lose Your Credit Card – Nip in the Bud Any Potential Damage

May 11, 2012   Jaxon Baynton   No comments

Very few would argue against the fact that credit card is one of the most convenient utilities in today’s fast-paced world; especially for those who travel a lot or are always moving and on-the-go. It is not surprising therefore, that credit card also ranks high on the list of things you’d hate to lose – and I’d surmise, not just for the obvious reason of inconvenience! Losing your credit card can be a distressing experience; mainly because it’s an unsecured loan. And of co

Tags: Card, Credit Card
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Kisan Credit Card to also serve as an ATM card

April 05, 2012   Sandra Bino   No comments

The Kisan Credit Card is set to undergo some modifications. It may soon serve as an ATM card for the farmer; it would allow them to withdrawn money easily.

The chairman of NABARD, Mr. Prakash Bakshi said, “A report of a similar pilot project in Tamil Nadu has been submitted to the central government. It would eventually dispense with ‘business correspondent’ who are entrusted disbursement of the money to KCC beneficiaries.”

The new scheme may be implemented from the new fiscal year. The scheme will ensure swift availability of credit for the farmers.

Tags: Atm Card, Card, Credit Card, Kisan Credit Card
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The Benefits and Drawbacks of Having a Credit Card with an Annual Fee

March 28, 2012   Sandra Bino   No comments

 Advantages of Credit Cards With Annual Fees

The Drawbacks of Annual Fees

While it is possible to justify the annual fee of a particular card based on the expected rewards earned, these calculations are not scalable. When cardholders receive too many cards with annual fees, they become less likely to reach the spending levels required to justify the annual fee of each card.

Tags: Annual Fee, Credit Card, Fee
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Jun 16, Apply For Visa Credit Card Today!

December 09, 2011   Sandra Bino   No comments

When you apply for Visa credit card accounts you may be applying directly to Visa but it’s more likely you are making application to one of several major banks.

A majority of consumers today prefer to apply for Visa credit card accounts or for the main competitor, MasterCard. Visa is preferred by those who travel worldwide as the Visa logo is accepted at merchants in almost every country on the planet.

With company headquarters in San Francisco, California, Visa is a company using global payment technology to process electronic fund transfers around the world.

Tags: Credit Card, Today, Visa Credit, Visa Credit Card
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Tis the Season for Credit Card Fraud – Top 3 Credit Card Scams to Avoid

November 12, 2011   Sandra Bino   No comments

Identity thieves and credit card scammers are more relentless than ever in their pursuit of your personal financial information, and as more people are opting to conduct their shopping and their financial transaction online, the number of credit card scams increases proportionately.  Armed with nothing more than a computer keyboard and a geek’s knowledge of how to prowl the cloud, they work 24/7 from all corners of the globe to find new ways to ruin your life.

This year will see a record number of credit card scams and victims, so it is all the more vital that you do everything you can to protect yourself. Wh

Tags: Card, Credit Card
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DCB’s new offer: Credit card now linked to FD

October 18, 2011   Sandra Bino   No comments

Private sector lender Development Credit Bank has come up with a new credit card which allows benefits of credit as well as returns of fixed deposit.

Its new offering, the DCB PayLess credit card is linked to a fixed deposit account thereby bringing dual benefits to the customer.

According to Mr Abhijit Bose, Group Senior Vice-President and Head – Retail, MSME Assets and Cards business, Development Credit Bank, “We are launching this card primarily for the micro, small and medium entrepreneurs (MSME) segment, but even housewives, self-employed, and so on, can avail themselves of this product.”

The eligibility criteria for the card requires the customer to set up a fixed deposit account of atleast Rs 25000 value.

Bose added that, “If they place a deposit with the bank, 90 per cent credit is loaded on the card.”

The card would have a repayment period between 15-45 days.

Tags: Card, Credit Card, New Offer
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Jul 14, The Best Credit Card Deals – Useful Strategies For Finding Them

September 25, 2011   Sandra Bino   No comments

The most important step when searching for the best credit card deals is to carefully look at why you need a credit card.

Your plan for using a new credit card and a clear look at your financial status will allow you to apply only for cards that suit your needs.

What you plan to buy will help decide the best credit card deal for you. If you just moved into a new home you may need to make a big purchase of appliances or furniture and pay off those charges over a period of time.

For you, the annual percentage rate of interest is important as the finance fees you are charged each month will determine how long it takes to pay your credit debt.

If you currently have one or more credit cards with high rates of interest, you may be looking for a new card with better rates.

Tags: Card Deals, Credit Card, Credit Card Deals, Deals
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Looking for the Right Instant Approval Credit Card

June 21, 2011   Jaxon Baynton   No comments

An instant approval credit card offers approval in just a matter of minutes. There is no need to visit your local bank just to fill out and submit your credit card application. Instead, application is done online so it is very easy and convenient.

If you search the market, you will find several credit cards instant approval offers. How can you pick out the best one? Consider the following tips:

Check the issuer’s credit requirement. An instant approval credit card offer is not necessarily a guarantee that your application will get approved regardless of your credit rating. Some credit card companies do have strict credit requirement so if you have a low credit score or a history of bad credit, your application may be declined. B

Tags: Approval Credit, Approval Credit Card, Card, Credit Card
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