Credit Score For Dummies

Review your credit report

If you have never done so in the past, it is time to order a free copy of your credit report. Review the information on it so that you can clean it up. Dispute the wrong information and address the negative items that are hurting your credit score.

Review your credit score

It is more important to check your credit score before applying for credit. Order a copy of your credit score to see where you stand with the lenders.

Pay your balances in full

Start paying off the balances on your credit card more aggressively till they are completely paid off. After that make it a point to charge only what you can afford to pay off completely at the end of each month.