Tag Archives: Card

What to Do If You Lose Your Credit Card – Nip in the Bud Any Potential Damage

Very few would argue against the fact that credit card is one of the most convenient utilities in today’s fast-paced world; especially for those who travel a lot or are always moving and on-the-go. It is not surprising therefore, that credit card also ranks high on the list of things you’d hate to lose – and I’d surmise, not just for the obvious reason of inconvenience! Losing your credit card can be a distressing experience; mainly because it’s an unsecured loan. And of co

The Disney Premier Visa Card from Chase

How This Card Works

Advantages

Compared to the standard Disney Rewards card, this product offers superior value in that there are many categories of spending that earn double rewards. These bonus spending categories are broad enough that the additional rewards earned can easily offset the $49 annual fee that is exclusive to the Premier version of this card.

Disadvantages

As with the standard version of this card, these products only make sense for dedicated Disney customers who can assure themselves that they will be making Disney purchases, or other airfare purchases in excess of their anticipated rewards.

Kisan Credit Card to also serve as an ATM card

The Kisan Credit Card is set to undergo some modifications. It may soon serve as an ATM card for the farmer; it would allow them to withdrawn money easily.

The chairman of NABARD, Mr. Prakash Bakshi said, “A report of a similar pilot project in Tamil Nadu has been submitted to the central government. It would eventually dispense with ‘business correspondent’ who are entrusted disbursement of the money to KCC beneficiaries.”

The new scheme may be implemented from the new fiscal year. The scheme will ensure swift availability of credit for the farmers.

Tis the Season for Credit Card Fraud – Top 3 Credit Card Scams to Avoid

Identity thieves and credit card scammers are more relentless than ever in their pursuit of your personal financial information, and as more people are opting to conduct their shopping and their financial transaction online, the number of credit card scams increases proportionately.  Armed with nothing more than a computer keyboard and a geek’s knowledge of how to prowl the cloud, they work 24/7 from all corners of the globe to find new ways to ruin your life.

This year will see a record number of credit card scams and victims, so it is all the more vital that you do everything you can to protect yourself. Wh

DCB’s new offer: Credit card now linked to FD

Private sector lender Development Credit Bank has come up with a new credit card which allows benefits of credit as well as returns of fixed deposit.

Its new offering, the DCB PayLess credit card is linked to a fixed deposit account thereby bringing dual benefits to the customer.

According to Mr Abhijit Bose, Group Senior Vice-President and Head – Retail, MSME Assets and Cards business, Development Credit Bank, “We are launching this card primarily for the micro, small and medium entrepreneurs (MSME) segment, but even housewives, self-employed, and so on, can avail themselves of this product.”

The eligibility criteria for the card requires the customer to set up a fixed deposit account of atleast Rs 25000 value.

Bose added that, “If they place a deposit with the bank, 90 per cent credit is loaded on the card.”

The card would have a repayment period between 15-45 days.

Looking for the Right Instant Approval Credit Card

An instant approval credit card offers approval in just a matter of minutes. There is no need to visit your local bank just to fill out and submit your credit card application. Instead, application is done online so it is very easy and convenient.

If you search the market, you will find several credit cards instant approval offers. How can you pick out the best one? Consider the following tips:

Check the issuer’s credit requirement. An instant approval credit card offer is not necessarily a guarantee that your application will get approved regardless of your credit rating. Some credit card companies do have strict credit requirement so if you have a low credit score or a history of bad credit, your application may be declined. B

Looking for the Right Instant Approval Credit Card

An instant approval credit card offers approval in just a matter of minutes. There is no need to visit your local bank just to fill out and submit your credit card application. Instead, application is done online so it is very easy and convenient.

If you search the market, you will find several credit cards instant approval offers. How can you pick out the best one? Consider the following tips:

Check the issuer’s credit requirement. An instant approval credit card offer is not necessarily a guarantee that your application will get approved regardless of your credit rating. Some credit card companies do have strict credit requirement so if you have a low credit score or a history of bad credit, your application may be declined. B

How to Reduce Credit Card Debt Fast

Credit cards can be a great asset as they allow you to have access to a line of credit that you may not have otherwise if it were not for the credit card. Used right they can really aid your cash flow each month. On the other hand, if you have already accessed this line of credit and find yourself now in the position of having to pay this debt back and want to do if fast, then there are some things you can do speed up the paying-back process (which will also save you lots of money on interest payments!).

1. Create a Household Budget

Before you can start reducing your debt you need to figure out why you are going into debt and find ways to change your spending habits.