January 5th 2012

What is a Living Will and How Important Are They?

What is a Living Will and should I have one? Few of us will ever forget the emotionally charged battle over the life of Terry Schiavo as she lay comatose and withering away, while family members, the medical community, politicians, and the media made their case for her fate. It divided a family and a nation. While that particular case drew worldwide attention, thousands of similar cases play out in hospitals and hospices each year, and the emotional toll is no less devastating for the families who must make the most difficult decision of their lives.

Who would ever want to put their family through that?

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Tags: Living, Living Important

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December 15th 2011

New CoreScore by CoreLogic Credco : Changing Credit Scores Forever

In what could be a major game-changer for both lenders and consumers, CoreLogic Credco, a major financial data aggregator, has just introduced its new CoreScore into the credit score mix.

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Tags: Corelogic Credco, Credit, New Corescore

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December 13th 2011

Three Reasons to Avoid Private Student Loans

Education is a necessity in a growingly competitive marketplace, but at what cost? By 2018, the average cost of attending a public university will total roughly $180,000—and that’s the bargain price for in-state students. Although average tuition is not yet astronomical, the trend of rising prices is growing. Many students apply for federal student loans to help soften the blow of immediate expenses. This government-backed option provides students with the maximum amount of funding at a fixed (and often, low) interest rate. Their repayment terms are also based on a student’s income after graduation.

Federal education loans sound perfect, right? Unfor

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December 9th 2011

Jun 16, Apply For Visa Credit Card Today!

When you apply for Visa credit card accounts you may be applying directly to Visa but it’s more likely you are making application to one of several major banks.

A majority of consumers today prefer to apply for Visa credit card accounts or for the main competitor, MasterCard. Visa is preferred by those who travel worldwide as the Visa logo is accepted at merchants in almost every country on the planet.

With company headquarters in San Francisco, California, Visa is a company using global payment technology to process electronic fund transfers around the world.

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Tags: Credit Card, Today, Visa Credit, Visa Credit Card

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December 9th 2011

JPMorgan! Ramp up HAMP: Feds

JPMorgan Chase boss Jamie Dimon needs some serious home improvement.

Dimons bank, one of the nations biggest mortgage lenders, is also the worst at helping homeowners through a government program aimed at preventing foreclosures, according to a report released yesterday by the Treasury Department.

JPMorgan was the only bank singled out as needing substantial improvement for its poor performance under the Home Affordable Modification Program.

We are disappointed with our rating, and will continue to work hard to improve our processes and controls, JPMorgan said.

Treasurys poor review came as the outspoken bank boss continued to rail against Wall Street regulation and the vilification of the rich, highlighted by the Occupy Wall Street movement.

Acting like everyone whos been successful is bad and that everyone who is rich is bad I just dont get it, he said in a speech at a Goldman Sachs conference.

Originally published by MARK DeCAMBRE.

2011 The New York Post.

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Tags: Jpmorgan, Jpmorgan Ramp

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December 9th 2011

Personal Finance Strategies For The Real World

Taking control of your personal finances is a task that you really should not put off. Many people know less than they would like to about this vital field. You do not need intensive training or long-term schooling to cultivate your personal finance skills, though. This article presents a few quick tips that can improve your financial savvy.

One of the tips that you can follow when you go to the store is to shop with a friend. Have them set a time limit as to how long you are going to stay in the store, which will reduce the chance of you spending money on items that you do not need.

At the end of every day, empty out all of the change in your pockets, purse, and briefcase into a jar for saving.

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Tags: Personal Finance, Real

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